IndAsset · Features
Every tool to protect your family's future
From safety scoring to document storage, IndAsset gives you the complete picture of your estate readiness — and tells you exactly what to fix.
Live Safety Score
A weighted 0–100 score computed across four dimensions: nominee & will coverage (40%), liquidity (20%), documentation (15%), and ownership clarity (15%). Recalculated synchronously on every change you make.
- Per-asset score with sub-component breakdown
- Portfolio-level weighted average
- Risk level: Low / Moderate / High / Very High
- Plain-language risk factors for every asset
12 asset categories
From savings accounts to crypto holdings — IndAsset supports every major Indian asset type with type-specific fields and tailored safety checks.
- Bank accounts, FDs, mutual funds, stocks
- EPF, PPF, NPS with UAN / PRAN tracking
- Insurance policies with maturity & premium details
- Real estate, gold, and crypto
Nominee manager
Nominees are first-class entities — add a person once and link them to multiple assets. Track share percentages, flag minor nominees, and assign guardians.
- Primary and contingent nominees per asset
- Share percentage splits (must total 100%)
- Minor detection with guardian assignment
- Update a person once — reflected everywhere
Document vault
Upload and securely store the documents your family will need: policy papers, property deeds, passbooks, FD receipts, account statements, and wills.
- Categorised by document type per asset
- AES-256 encrypted storage
- Instant access for authorised family members
- PDF, JPG, PNG — up to 25 MB per file
Smart Action Center
Auto-generated action items ranked by impact score. Know exactly which single action gives you the biggest Safety Score gain right now.
- High / Medium / Low priority grouping
- Impact points shown per action (+4 to +15)
- Direct link to the relevant asset
- Mark done or dismiss — score updates instantly
Estate Readiness Score
A portfolio-level percentage showing what fraction of your net worth is properly estate-ready — nominee assigned, included in will, and documents on file.
- Weighted by asset value, not asset count
- Nominee coverage % and will coverage % breakdowns
- Trend over time with portfolio snapshots
- Personalised insights based on your portfolio
Will management
Register your will details, link which assets are covered, record executor information, and track whether your will is registered at a sub-registrar's office.
- Registered and unregistered wills
- Per-asset bequest instructions
- Executor and lawyer contact details
- Multiple wills — mark one as active
Portfolio dashboard
A clean dashboard showing net worth, asset allocation by type, and risk distribution — so you understand your portfolio, not just its safety.
- Total net worth with % of net worth per asset
- Asset allocation pie chart by type
- Risk distribution bar chart
- INR formatting in lakh / crore notation
Privacy & security
PAN numbers, Aadhaar, and other PII are encrypted at the application layer before they reach the database. You control who can access your vault.
- AES-256 encryption for all PII fields
- TLS 1.3 for all data in transit
- No plain-text PAN or Aadhaar ever stored
- DPDP Act compliant data handling